Terms of Service

Last Updated: 1 December 2025

These Terms of Service (“Terms”) govern the use of the services provided by Coinlance Technologies Limited (“Coinlance”, “we”, “our”, or “us”), a company registered in Nigeria with RC Number 9040587. By accessing or using our website or services, you agree to be bound by these Terms.

1. Description of Services

Coinlance provides a technology platform that enables users to convert digital assets into local currency payouts through licensed third-party partners. Coinlance does not operate as a bank, exchange, or financial institution, and does not hold custody of user funds.
All settlements, conversions, and payouts are executed through our verified and regulated partners.

2. Eligibility

To use our services, you must:

• Be at least 18 years old
• Have full legal capacity
• Provide accurate and verifiable information
• Comply with all applicable Nigerian laws and regulations

We may refuse or terminate access for any user who violates these Terms.

3. Account Registration

Users may be required to provide personal information, identification documents, and other information for verification. You agree that:

• All information provided is accurate
• You will update information when necessary
• Coinlance may verify your identity at any time

Failure to complete verification may result in account limitations or suspension.

4. Use of Services

You agree not to:

• Use the service for any illegal, fraudulent, or prohibited activity
• Engage in money laundering, terrorism financing, or any unlawful financial behavior
• Interfere with or disrupt the platform
• Misrepresent your identity or business purpose

Coinlance reserves the right to report suspicious activity to authorities.

5. Fees

Coinlance may charge fees for services. Fees are disclosed on the platform or during the transaction process. Fees may change at any time.

6. Third-Party Partners

All financial services—including crypto conversion, settlement, and payouts—are executed by licensed partners. Coinlance is not responsible for delays or failures caused by these partners, banks, networks, or external providers.

7. Limitation of Liability

Coinlance is not liable for:

• Delays in settlement or payout
• Loss of digital assets or fiat funds held by external partners
• Technical issues or service interruptions
• Losses caused by user error

To the maximum extent permitted by law, our liability is limited to the amount of fees paid by the user in the 30 days prior to the event giving rise to the claim.

8. No Financial Advice

Coinlance does not provide investment, trading, or financial advice. Users are solely responsible for their decisions.

9. Termination

We may suspend or terminate your access if:

• You violate these Terms
• Your activity is suspicious or unlawful
• Required by law, partner institutions, or regulators

10. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria.

11. Contact Information

For questions or concerns:
Coinlance Technologies Limited
Email: support@coinlance.io